Simple enough for anyone.
Powerful enough to protect everything.
5 steps. 10 minutes to set up. Peace of mind forever.
Step 1
List Your Assets
Just tell us where your money is.
You fill in a simple form — bank name, account number, and where the physical documents are kept. That's it. No passwords. No documents to upload. No complicated forms.
Example entry:
Bank: HDFC Bank · Account: Savings · Documents: Home safe, 2nd drawer from top
Step 2
Name Your People
Who should know about each asset?
For each asset, you pick one person from your family who should be informed about it. Your wife gets the LIC policy. Your son gets the demat account. Each person sees only what you've assigned to them — nothing more.
Example:
LIC Policy → Wife (Priya) · SBI Account → Son (Arjun) · Property → Both
Step 3
Add a Guardian
What if both you AND your nominees are unreachable?
This is the question most people don't think about. If something happens to both you and your spouse at the same time — a car accident, a sudden illness — your children need someone to act on their behalf. The Guardian is that person.
Who to choose:
A parent, sibling, trusted CA, or family lawyer — someone who will act responsibly for your children.
Step 4
Monthly Heartbeat
Once a month, we ask: "Are you okay?"
You get a WhatsApp message (or email or SMS — your choice). It says: "Hi [Name], just checking in — are you okay?" You tap ✅ Yes. That's it. 3 seconds. Your vault stays locked. Your family sees nothing.
The message looks like:
"Hi Ramesh 👋 Just checking in — are you okay? Tap YES to confirm." → You tap YES → Done.
Step 5
The Emergency Trigger
If you don't respond, we protect your family.
If you miss a check-in, we send reminders. If you still don't respond after several days, we assume something has happened. The vault unlocks automatically and each person receives the details of the assets assigned to them.
The 3-layer escalation:
Day 1: Heartbeat sent to you → Day 3: Reminder → Day 7: Nominees alerted → Day 10: If nominees don't respond → Guardian receives everything
The Full Picture
Here's exactly what happens from the moment you set up your vault to the moment your family needs it.
Common Questions
What if I'm on vacation and miss a check-in?+
We send multiple reminders over several days before triggering. You can also pause check-ins from your settings before you travel.
Can my nominees see my assets right now?+
No. Your vault is completely invisible to everyone — nominees, guardian, even us — until the trigger fires. Zero visibility before that.
What if I accidentally don't respond?+
You can cancel the trigger at any time by simply responding to the check-in message. We also send multiple reminders before anything happens.
What does the Guardian actually receive?+
The Guardian receives the complete financial map — all assets, all nominees, and step-by-step instructions on how to claim each asset. They act as the coordinator to ensure your nominees get what's theirs.
Is my data safe?+
All data is encrypted with AES-256 at rest and TLS in transit. We cannot see your data. Nominees cannot see your data. Only you can access your vault.
Can I delete my vault?+
Yes, anytime. All data is permanently erased within 30 days. No backups retained.